About Us
Australian Lending Tree is a Cairns based mortgage consulting firm specialising in sourcing residential home and investment loans as well as business and commercial finance.
We are not affiliated with any particular lender or lenders, therefore our approach is focused on you, our client. Lenders do pay us a commission (or brokerage). As banks and other financiers have closed branches and downsized staff it is now more cost effective for them to pay brokerage to professionals such as Australian Lending Tree.
We Are Different From Other Brokers
Australian Lending Tree is one of the new generation of specialist home and property mortgage brokers, dedicated to personal service. We differentiate ourselves from the large institutional brokerages by:
- Providing real person to person service,
- As the proprietor Pamela Dickenson doesn't come from a banking background she has a different and more pragmatic approach than brokers trained in banks.
- Pamela has 25 years experience as a practicing lawyer. She has a Law Degree not a banking background.
- Instead of focusing on obstacles Pamela's talent is to find solutions.
- We provide you with an immediate indication of how much money you qualify for and what the best deals are.
- The perception that we “shop around” and “will let you know” is not how we work. We have state of the art software which provides and maintains up to date rates, terms and conditions from all lenders; Major Banks, Second Tier Banks & Non Banks.
- Moreover, we know the market.
- Pamela's experience and this up to date information assists clients to determine the best loan for their needs. It assists in the determination of which lender to offer your business to.
The sustainable competitive advantage that we offer is the professional knowledge and skill of our senior personnel, and absolute professionalism that makes Australian Lending Tree different from many other lenders. We are committed to making your property purchase or re-finance as affordable and hassle free as possible.
About Pamela Dickenson
The proprietor of Australian Lending Tree is Pamela Dickenson.
Pamela is a third generation local and was born in Cairns. Pamela is a senior lawyer with more than 25 years standing, and is well known as a Solicitor and Notary Public who conducted her own legal practice in Mareeba, Atherton Tablelands, for over 20 years.
Pamela has been a Councillor on the Board of The Queensland Law Society, the Body which regulates about 5,500 solicitors in Queensland. As a former practicing lawyer Pamela has a talent for thinking 'outside the square' and finding innovative solutions.

Australian Lending Tree is an accredited full member of the Mortgage Industry Association of Australia (MIAA). As a member of the MIAA we are bound by a strict Code of Ethics to ensure the highest levels of service, integrity and professionalism.
If you are you seeking a loan with a more competitive rate or greater flexibility, or a more competitive service, make an appointment.
We are experienced and have the necessary knowledge to source the best loan for your unique needs.